Payment Policy

💳 Payment Policy – Agriculture Research Organic Company

Last Updated: MARCH 2025

At Agriculture Research Organic Company, we ensure a safe, secure, and transparent payment process for all your agricultural product purchases. This Payment Policy outlines the available methods, processing procedures, and other important payment-related terms.

✅ Accepted Payment Methods

We offer multiple convenient and secure payment options:

💳 Credit Cards (Visa, Mastercard, RuPay, etc.)

💳 Debit Cards (All major banks)

💰 UPI Payments (Google Pay, PhonePe, Paytm, BHIM, etc.)

🏦 Net Banking (All major Indian banks)

💼 Wallets (Paytm, PhonePe, Amazon Pay, etc.)

💵 Cash on Delivery (COD) – Available in select areas and on eligible orders*

🔐 All online payments are processed through secure, PCI-DSS-compliant third-party gateways.

🧾 Payment Confirmation

Once the payment is successfully completed, you will receive an order confirmation email and SMS with your invoice and order details.

If payment fails or is incomplete, the order will not be processed until successful payment is received.

📦 Cash on Delivery (COD)

COD is available only for selected pin codes and specific products.

We may verify your order via call/SMS before dispatch.

Please keep the exact amount ready at the time of delivery.

🔁 Refunds for Cancelled or Returned Orders

In case of order cancellation (before dispatch), the full amount will be refunded to the original payment method.

For eligible returns, refunds will be processed after product inspection.

Refunds may take 7–10 business days depending on the payment gateway or your bank.

📌 For more info, refer to our Return & Refund Policy.

🔒 Payment Security

We take security seriously:

SSL encryption on all transactions

We do not store your credit/debit card or UPI details

Partnered only with trusted and secure payment service providers

⚠️ Failed or Duplicate Payments

If you encounter a failed or duplicate transaction:

Check your bank/UPI account for debited amount

If debited, contact us with the transaction ID and order details

We will verify and initiate a refund or process your order accordingly

📞 Payment Support

If you face any payment-related issues, contact our billing team:

📧 Email: upasna.aroc2021@gmail.com